That is one defense for having an open system, but that only affects services who use these systems. The article doesn't mention if CashApp actually used her social to check credit, or just took the attackers' word by checking if the SS was valid and provided credit.
The other problem is that there isn't just one credit system, there are 3 major ones for general consumer credit, and other specialty ones (Innovis, etc; I had a list somewhere but can't seem to find it; AI might be a friend here).
The other problem is that there isn't just one credit system, there are 3 major ones for general consumer credit, and other specialty ones (Innovis, etc; I had a list somewhere but can't seem to find it; AI might be a friend here).