Lol, like it's some sort of psy-op. I dont check hackernews that often. My point was that banks are pushing one factor, just the phone, by requiring you to use your phone number or their app as the 'second factor'. I don't know which banks you can use without a phone number in the US.
What you can do is create a second email that is not at all accessible on your phone, but this is not what 99.9% of people do.
What you can do is create a second email that is not at all accessible on your phone, but this is not what 99.9% of people do.