In a high trust society people aren't trying to con you but they're still subject to structural constraints. When Alice has a good idea but Bob has a monopoly, Alice isn't allowed to implement it and Bob doesn't understand it because he's not smart enough to rather than because he's crooked. When a monopolist has a stable source of revenue their management is living in a world where money is available and they start thinking up ways to "help" by spending it, which raises costs even when it's well intentioned and then harms the poor who now have to pay a premium to receive a necessity.
In a high trust society people aren't trying to con you but they're still subject to structural constraints. When Alice has a good idea but Bob has a monopoly, Alice isn't allowed to implement it and Bob doesn't understand it because he's not smart enough to rather than because he's crooked. When a monopolist has a stable source of revenue their management is living in a world where money is available and they start thinking up ways to "help" by spending it, which raises costs even when it's well intentioned and then harms the poor who now have to pay a premium to receive a necessity.