Ask HN: How to make a startup without money?

Although I am already in a startup, sometimes I ponder if that startup fails, how one go to create a startup while having no money.

I for example have all the skills I need for all my startup ideas, but my skills are too specific for normal employment, and I am deep in debt...

How I start something while having only debts? (damn you student debts! shit idea go to college...)