The simulated dialog you have provided is very much representative of what many of us have heard first-hand. However, I disagree with:
Most businesses don’t care about later risk or any future
planning beyond the quarter horizon, they’re not concerned
about how it will effect their performance in 3 quarters or
lead to instability or issues, those are future problems
for a future person and we’re here for money now.
Businesses care about "later risk" and what it implies.
Individuals within an organization do not unless it will specifically affect their bonuses/promotions.
Individuals within an organization do not unless it will specifically affect their bonuses/promotions.