I had that conversation several times with friends outside of tech. The universal reaction is just a shrug - "my life is boring, what do they care".
And yes, you can counter with a hypothetical about a future totalitarian police state, or evil hackers, or whatever, but that makes you sound crazy. In practice, it's a trade-off most people are comfortable making because they can't think of anything that some trillion-dollar tech company, or the FBI, or the FSB, would ever want to do to them specifically.
It's the same reason why the market share for Firefox is a rounding error.
And yes, you can counter with a hypothetical about a future totalitarian police state, or evil hackers, or whatever, but that makes you sound crazy. In practice, it's a trade-off most people are comfortable making because they can't think of anything that some trillion-dollar tech company, or the FBI, or the FSB, would ever want to do to them specifically.
It's the same reason why the market share for Firefox is a rounding error.