I think that's basically true, but the barriers exist because the state can't realistically afford a 100% take-up rate. Adding friction means people who don't really need say the extra £100 a month often won't bother with the hassle, while people who genuinely need it are more likely to decide it's worth the effort.
Obviously that's a very messed up and broken system. I'm not defending it at all.
Obviously that's a very messed up and broken system. I'm not defending it at all.