Who considers PayPal a sweetheart?! PayPal is by far one of the most heinous companies I have interacted with on a regular basis.
Outside the US many banks offer simple QR payment options, the direct transfer difficulties US citizens encounter that make services like PayPal and Zelle necessary are entirely self imposed.
Outside the US many banks offer simple QR payment options, the direct transfer difficulties US citizens encounter that make services like PayPal and Zelle necessary are entirely self imposed.