Comment by the_bear

This is great. I've never actually had a customer dispute a charge through Stripe, but if it happened, I wouldn't be able to challenge it before (I only charge $10 at a time, so it would have been cheaper to just accept it). This always concerned me because it left the possibility that a customer could go back and dispute the last year's worth of charges and there's nothing I could do. This happened once when I used Amazon FPS to process payments, and I was forced to just let the customer take $120 from me. I know it's not much money, but it's really discouraging when you do everything you can to be up-front about billing, (monthly payment notifications, no-question refunds, easy cancellations) and then you have to accept frivolous chargebacks which is basically admitting to the bank that you did something wrong.