Main problem with that is that 90% of us are on group plans and the insurance company doesn’t get to know who’s in the group when they price the premiums for your employer, and on the (Obamacare) individual plans they can only use broad things like age, etc.
If that changes, there’s still the problem that they would have to disclose it, and when people notice, they’d be sure to avoid the restaurant where eating there increases your insurance premiums!
If that changes, there’s still the problem that they would have to disclose it, and when people notice, they’d be sure to avoid the restaurant where eating there increases your insurance premiums!