And also Amazon requires insurance:
Amazon Delivery Service Partners (DSPs) must independently secure and maintain comprehensive commercial insurance. Amazon does not provide this coverage for subcontractors. Required policies typically include $1M+ auto and general liability, workers' compensation, and cargo protection, with Amazon explicitly named as an additional insured.
Workers comp: "Workers’ compensation insurance is mandatory for most employers of one or more employees." https://www.wcb.ny.gov/content/main/Employers/workers-compen...
See NY State minimums here: https://www.geico.com/commercial-auto-insurance/states/ny/
And also Amazon requires insurance: Amazon Delivery Service Partners (DSPs) must independently secure and maintain comprehensive commercial insurance. Amazon does not provide this coverage for subcontractors. Required policies typically include $1M+ auto and general liability, workers' compensation, and cargo protection, with Amazon explicitly named as an additional insured.