> It is not uncommon to incorporate when doing that. The idea is if you fuck up their site somehow (or more likely - they claim you did) they can't try and go after your personal bank account or your car or your house. Only what is held by your company.
This is a common misconception. A corporation doesn’t protect you from personal liability. If you intentionally or negligently damage someone’s property they can sue you personally. In many cases they can sue both, and it’s easier to collect from an established business, but that doesn’t do you any good as a freelancer.
Nuisance lawsuits aren’t much of an issue because insurance covers the legal defense and indemnifies you
This is a common misconception. A corporation doesn’t protect you from personal liability. If you intentionally or negligently damage someone’s property they can sue you personally. In many cases they can sue both, and it’s easier to collect from an established business, but that doesn’t do you any good as a freelancer.
Nuisance lawsuits aren’t much of an issue because insurance covers the legal defense and indemnifies you