Not really, the UX is the differentiator. That's why neobanks like N26 are popular as you can just send money to your friends via email / phone number but it only works if they are on the same bank.
With Wero it's across all banks, building on the recent instant transfer that is being rolled out quickly while still having the same, familiar UX as PayPal or other apps like that while being a EU solution.
With Wero it's across all banks, building on the recent instant transfer that is being rolled out quickly while still having the same, familiar UX as PayPal or other apps like that while being a EU solution.