So what is your programming setup? Hype is making fundamentals confusing

It feels like everyone is exaggerating their claims about what they achieve with AI therefore making stacks and tool use choice very confusing nowadays. AI subscriptions overlap and it's always about the next best model. I think we're at a point where most of the popular ones do well.

What is your code toolkit currently? IDE, boilerplates /UI scaffolding, cloud services, CLI, agent tools, prompt engineering...

What tools are light years away from the rest, and which tools categories you feel it doesn't matter what vendor you use?