Is the most obvious question being adressed in any jurisdiction yet? - Do you legally have to disclose your results to any insurance company you already have an existing contract with or prior to any new insurance contract?
By chance, I just read a typical life insurance contract and it already stated that if you have undergone a genetic testing, you do have to disclose your results if you enter into a life insurance contract >300.000€. This was stipulated in the contract and not under general German contract law. If you do not disclose your results, the company can void the contract any time and/or terminate it any time in the future.
This is going to be THE most important issue with genetic testing - the implications for your insurance contracts. Obviously, your test results can have massively positive or negative results.
By chance, I just read a typical life insurance contract and it already stated that if you have undergone a genetic testing, you do have to disclose your results if you enter into a life insurance contract >300.000€. This was stipulated in the contract and not under general German contract law. If you do not disclose your results, the company can void the contract any time and/or terminate it any time in the future.
This is going to be THE most important issue with genetic testing - the implications for your insurance contracts. Obviously, your test results can have massively positive or negative results.