Fair enough. I am not knowledgeable enough to debate if it’s a net negative or positive. But “savings and efficiency” also has a negative side where people have lost life savings and bank accounts emptied in a matter of minutes.
UPI doesn’t help much with tax evasion. The biggest vehicle of tax evasion is property and cash is still the king there. UPI has been a good quality of life improvement for everyone. However there’s been cost involved, that should be considered.
UPI doesn’t help much with tax evasion. The biggest vehicle of tax evasion is property and cash is still the king there. UPI has been a good quality of life improvement for everyone. However there’s been cost involved, that should be considered.