In my country, partially due to sanctions, you can access the bank via browser and receive 2FA codes on $15 dumb phone. Also why do you need bank app on your phone? Do you like to give money to random strangers on the street? Only scammers need money urgently. Also it is not secure to use the phone as a single factor to access the bank.
I do not have any bank apps on my phone (it is not even connected to the Internet) and I have no problem.
I do not have any bank apps on my phone (it is not even connected to the Internet) and I have no problem.