Mid-thirties Brit here. I've never owned a credit card, neither has my partner.
All of our card transactions are with a debit card.
I've never needed instant-access debt so it's not really an attractive proposition. Perhaps the added consumer protection rules could be worth it, but it's not been an issue to date.
All of our card transactions are with a debit card.
I've never needed instant-access debt so it's not really an attractive proposition. Perhaps the added consumer protection rules could be worth it, but it's not been an issue to date.