Comment by bobbean

People can't always pay for insurance. The single mom wasn't driving, by the way. You seem make a lot of assumptions about people you don't know. And do you know what happens to the mom when shes's discharged from the hospital with chronic pain? She can't keep a steady job because her pain and her trauma keep her up at night, and shes's forced to call out too frequently. I think the real moral hazard is not taking care of the people around you, and not realizing that the worst possible thing that can happen to you is happening to someone every day, all the time, and those people sometimes need help. This world is full of fucked up, terrible things, and if you're going to sit there and complain that the homeless guy you know nothing about is trying to get a free sandwich and a warm bed on your dime, and that makes you angry, maybe you should look inward and around you and try to figure out what actually matters in life. I'm sure the people who are actually taking your money love you for blaming the homeless.