This is very good advice. It's surprising how many people are adverse to short term loans in otherwise financially stable situations.
Many people fall into the two extremes: they either borrow too much, or they are so afraid of debt that they never borrow at all. People on HN are a bit more paranoid and tend to be the latter.
Many people fall into the two extremes: they either borrow too much, or they are so afraid of debt that they never borrow at all. People on HN are a bit more paranoid and tend to be the latter.