Comment Comment by reese_john > Banco Central controls the core, and that's all it needs to. This is good design. Descentralized, modern, resilient and efficient.I agree. But was that not the case before Pix/SPI? It really didn’t change the status quo.The STR (transfer reserve system), which SPI is still fully dependent in practice btw, is decentralized, modern and efficient.The biggest change here was scale and adoption by private banks and end users, not sovereign infra. parent reese_john 5 months ago
I agree. But was that not the case before Pix/SPI? It really didn’t change the status quo.
The STR (transfer reserve system), which SPI is still fully dependent in practice btw, is decentralized, modern and efficient.
The biggest change here was scale and adoption by private banks and end users, not sovereign infra.