That's what I am afraid of. The resistance from the incumbents plus the external pressure from the US (and China?) might be to strong. Better go with a federated approach, mandating all the different payment apps available all over the EU to allow connections from other participants.
In any case, the digital euro seems to take years (earlier expected date is 2029). I don't understand why it takes so long.
In any case, the digital euro seems to take years (earlier expected date is 2029). I don't understand why it takes so long.