Comment Comment by ExpertAdvisor01 It's interesting that we live in 2026 and people still don't understand the fees of credit card processing.Visa charges only a Assessment fee the majority goes to Issuer Bank +PSP.E.g: Interchange fee (0.8-1.8%): Paid by acquirer to issuer (card-holding bank)Assessment fee (0.1-0.3%): Paid to card network (Visa, Mastercard)Acquirer margin (0.3-0.8%): Retained by merchant’s payment processor parent ExpertAdvisor01 6 months ago
Visa charges only a Assessment fee the majority goes to Issuer Bank +PSP.
E.g: Interchange fee (0.8-1.8%): Paid by acquirer to issuer (card-holding bank)
Assessment fee (0.1-0.3%): Paid to card network (Visa, Mastercard)
Acquirer margin (0.3-0.8%): Retained by merchant’s payment processor