The health insurance is the part that just is hard to relate to much of the world which is where the fear/sadness comes from. It is the undertone in any wealth discussion. So many people in the US see their family and friends get medically bankrupted for one reason or another and insurance being tied to employment makes everything awful.
The fact that you simply can't save enough to get medical care is foundationally depressing.
The fact that you simply can't save enough to get medical care is foundationally depressing.