Yes, you need to read more carefully. In particular:
“8. Confirm that Documents access for Insent is still disabled in Files & Folders.
“9. Whatever you do now, the app retains full access to Documents, no matter what is shown or set in Files & Folders.”
[…]
“Access restrictions shown in Privacy & Security settings, specifically those to protected locations in Files & Folders, aren’t an accurate or trustworthy reflection of those that are actually applied. It’s possible for an app to have unrestricted access to one or more protected folders while its listing in Files & Folders shows it being blocked from access, or for it to have no entry at all in that list.”
“8. Confirm that Documents access for Insent is still disabled in Files & Folders.
“9. Whatever you do now, the app retains full access to Documents, no matter what is shown or set in Files & Folders.”
[…]
“Access restrictions shown in Privacy & Security settings, specifically those to protected locations in Files & Folders, aren’t an accurate or trustworthy reflection of those that are actually applied. It’s possible for an app to have unrestricted access to one or more protected folders while its listing in Files & Folders shows it being blocked from access, or for it to have no entry at all in that list.”