Comment Comment by SFO_SIN good idea, but would've been useful 10 years ago when points and the churning game were peak.in 2026, the optimal strategy is now:- "want first, buy first" (pay cash when you want business class) and,- "team cash back" for credit cards without playing the coupon book gamenot worth the effort to optimize 1.5 vs 2.0 cent redemption unless it's a hobby parent SFO_SIN 7 months ago
in 2026, the optimal strategy is now:
- "want first, buy first" (pay cash when you want business class) and,
- "team cash back" for credit cards without playing the coupon book game
not worth the effort to optimize 1.5 vs 2.0 cent redemption unless it's a hobby