That you were able to set up PayPal does not mean you're allowed to do what you're doing. Acting as a payment processor collecting payments on behalf of others is prohibited in the Acceptable Usage Policy. If that is what you're doing, there will come a day when you are moving enough money that it triggers an account review, they'll see that your business type is prohibited, and your account will be closed without notice. Be prepared for it.
This promotion of Braintree's is for startups... the 99% of them that can take payments with a standard merchant account with a normal risk profile. Startups that are selling their own products or services, not providing payment aggregation.
As they said, you are not that kind of startup, so you're ineligible for the promotion. Now that you know this, you have the option of going through underwriting for a high risk merchant account, which requires additional documentation. They don't ask this documentation of startups taking advantage of the promotion you're ineligible for.
This promotion of Braintree's is for startups... the 99% of them that can take payments with a standard merchant account with a normal risk profile. Startups that are selling their own products or services, not providing payment aggregation.
As they said, you are not that kind of startup, so you're ineligible for the promotion. Now that you know this, you have the option of going through underwriting for a high risk merchant account, which requires additional documentation. They don't ask this documentation of startups taking advantage of the promotion you're ineligible for.