I want to build an AI agent that shops autonomously –
you give it a card once, and it handles browsing, selecting,
and paying on its own.
I've been working on an MCP server that connects AI agents
to payment providers (Stripe, PayPal, virtual cards), but
I keep hitting walls:
- Card issuers won't respond to individual developers
- Stripe requires 3D Secure for off-session payments
- E-commerce sites block browser automation
- Amazon v. Perplexity (March 9) confirmed that browser
automation on major platforms carries real legal risk
Meanwhile Visa announced "Intelligent Commerce" and
Mastercard launched "Agent Pay" – the networks see this
coming, but the developer tooling isn't there yet.
Has anyone actually shipped something like this? Concrete
links, working examples, or constructive feedback would
be especially helpful.
- What payment rail did you use?
- Is this a viable product or a regulatory minefield?
- Would you trust an AI with a $500 prepaid card to buy
something for you?
What I have so far: https://github.com/xodn348/clawpay
I've been working on an MCP server that connects AI agents to payment providers (Stripe, PayPal, virtual cards), but
I keep hitting walls:
- Card issuers won't respond to individual developers
- Stripe requires 3D Secure for off-session payments
- E-commerce sites block browser automation
- Amazon v. Perplexity (March 9) confirmed that browser automation on major platforms carries real legal risk
Meanwhile Visa announced "Intelligent Commerce" and Mastercard launched "Agent Pay" – the networks see this coming, but the developer tooling isn't there yet. Has anyone actually shipped something like this? Concrete links, working examples, or constructive feedback would be especially helpful.
- What payment rail did you use?
- Is this a viable product or a regulatory minefield?
- Would you trust an AI with a $500 prepaid card to buy something for you?
What I have so far: https://github.com/xodn348/clawpay