Comment by nonameiguess

I'm always a bit confused in these discussions what is special about banking software of any kind at all. My bank has an app, but other than checking a balance every now and again, the only reason I use it is because it's also my insurance provider and I make claims through it. For actual banking, I don't really do any, through the website or the app. My pay is direct deposit. My purchases are on credit with payment details generally stored with the vendor; otherwise, I have cards or use the numbers. Monthly balance payoff is autopay. I had to go into the website once to set all that up however many years ago I don't remember, but people talk in these threads like they're in their banking apps directly moving money around all the time, actually making payments with the app. Why?