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Comment by segmondy
This is a good time to promote running your own models. I have been running my own models locally and I would wager a local model will meet 85-95% of your needs if you really learn to use it. These models have gotten great. For anyone wanting to get into this, the smartest models to run recently that is consumer friendly was just released, checkout Qwen3.5 the 27B and 35B variants. They are small and I recommend running full Q8 quants. The easiest way to run these without dealing with complex GPU is to get a mac. For the example I gave, a 64gb mac will handle it well. If you are really cash strapped then you can manage with a 32gb but will have to run with less resolution quants. If you are not cashed strap, then get at least a 128gb and if possible a 256gb. The models are so good you will regret not getting a better system. You can join the r/LocalLlama community in reddit to learn some more. But this is pretty easy. Grab llama.cpp, grab a gguf quant from huggingface.co - the unsloth quants are great - https://huggingface.co/unsloth/models