Comment Comment by bluebarbet >Close to every bank in the EU requires their user to have an appPossibly this was hyperbole but in any case it's not correct at all.Anecdotally, of my two EU (massive legacy French) banks, neither requires a mobile app. SMS all the way.Even Wise, a cutting-edge neobank, does not require you to use its app. And its website accepts standard TOTP authenticator for 2FA.Revolut is app-only, which is why I never use it. parent bluebarbet 8 months ago
Possibly this was hyperbole but in any case it's not correct at all.
Anecdotally, of my two EU (massive legacy French) banks, neither requires a mobile app. SMS all the way.
Even Wise, a cutting-edge neobank, does not require you to use its app. And its website accepts standard TOTP authenticator for 2FA.
Revolut is app-only, which is why I never use it.