I don't know if its still like this but around 1 year ago I set a spending limit for an OpenAI api key but it turns out its not a true limit. I spent 80$ on a 20$ limited key in the matter of minutes due to some bad code I wrote causing a looped loop.
I still had to pay it or else I wouldn't have been able to use my account.
I still had to pay it or else I wouldn't have been able to use my account.