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Comment by fxj
TOTP is also just password + some computation. So where is the difference?
There is a lot of security theatre around TOTP with the QR code and then need of an app but you can write a 8 liner in python that does the same when you extract the password out of the QR code.
https://dev.to/yusadolat/understanding-totp-what-really-happ...