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Comment by benzible
You may be confusing jameslk with me - I'm actually the one who linked the CASPEH exec summary. Your underemployment math is interesting, but I'd note the study also reports 34% have limitations in daily activities, 22% mobility limitations, 70% haven't worked 20+ hours weekly in 2+ years. When asked why, participants cited disability, age, transportation, and lack of housing itself as barriers. So the causation may be more circular than "fix jobs first" as the same factors driving underemployment are driving housing instability, and being unsheltered makes holding a job harder.