Yes heat pumps are expensive and you need different radiators and more insulation than with traditional gas central heating. That's why it's an issue in Holland too. Not many people have the investment for all that. It's mainly worth it when you have solar panels but that requires another big investment.
I'm lucky to live in Spain where it's not that cold so I just have one little plug in radiator I use a few months a year lol.
I'm lucky to live in Spain where it's not that cold so I just have one little plug in radiator I use a few months a year lol.