It's baffling that gift cards are so popular. You're essentially paying to decrease the value of your own money by restricting its use and adding an expiration date (and handing to someone as a gift as if it's a thoughtful alternative to cash).
An even more egregious case is the corporate credit card. The company dictates its use exclusively for business expenses, yet pushes all the liability onto the employee. The business gets a massive, interest-free credit line with absolutely no risk. The company gets the float, and the employee gets the bill and the potential credit damage if anything goes wrong.
An even more egregious case is the corporate credit card. The company dictates its use exclusively for business expenses, yet pushes all the liability onto the employee. The business gets a massive, interest-free credit line with absolutely no risk. The company gets the float, and the employee gets the bill and the potential credit damage if anything goes wrong.
</rant>