I can confirm that this is the exact method recommended in forums where people and businesses that meet adversity from banks on a daily basis (most of the time for completely legitimate businesses, sometimes not) congregate to share advice.
The point is to feed the compliance critters exactly what they want so they can tick their boxes without sticking their necks out.
The point is to feed the compliance critters exactly what they want so they can tick their boxes without sticking their necks out.