There's a crucial extra factor that isn't in the original article, but ought to be: Money's ability to buy great experiences decreases as you get older. I've seen this with beach vacations, road trips to see a favorite band, fast cars, ski trips, etc.
Seize the moment, friend! What you can do NOW with that 10% slice will never exactly be on your possibilities map again.
Seize the moment, friend! What you can do NOW with that 10% slice will never exactly be on your possibilities map again.