I think the post's argument is that we are on the way to something akin to China's social credit system (but not there yet).
> What we have aren't unified social credit systems…yet. They're fragmented behavioral scoring networks that don't directly communicate. Your Uber rating doesn't affect your mortgage rate, and your LinkedIn engagement doesn't determine your insurance premiums. But the infrastructure is being built to connect these systems. We're building the technical and cultural foundations that could eventually create comprehensive social credit systems. The question isn't whether we have Chinese-style social credit now (because we don't). The question is whether we're building toward it without acknowledging what we're creating.
> What we have aren't unified social credit systems…yet. They're fragmented behavioral scoring networks that don't directly communicate. Your Uber rating doesn't affect your mortgage rate, and your LinkedIn engagement doesn't determine your insurance premiums. But the infrastructure is being built to connect these systems. We're building the technical and cultural foundations that could eventually create comprehensive social credit systems. The question isn't whether we have Chinese-style social credit now (because we don't). The question is whether we're building toward it without acknowledging what we're creating.