"As soon as profit can be made" is exactly what the article is warning about. This is exactly the "Human + AI" combination.
Within your lifetime (it's probably already happened) you will be denied something you care about (medical care, a job, citizenship, parole) by an AI which has been granted the agency to do so in order to make more profit.
Within your lifetime (it's probably already happened) you will be denied something you care about (medical care, a job, citizenship, parole) by an AI which has been granted the agency to do so in order to make more profit.