Not in the Netherlands, no. The card can be a bank card, and you can be billed at the end of the month automatically through direct debit.
It also wouldn't work as you describe, as the terminal at the point of entry doesn't know how much to charge you since it doesn't know where your journey ends.
It also wouldn't work as you describe, as the terminal at the point of entry doesn't know how much to charge you since it doesn't know where your journey ends.