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Comment by al_borland

I don’t see why not, they can be run just like a credit card through the same network.

When a debit card prompts for a PIN, don’t enter it, press submit, and it runs as credit instead of debit, but functionally works the same as far as the card-holder is concerned. It might take slightly longer to settle, and the merchant likely gets charged higher fees, but it works just fine. When I got my first debit card 20+ years ago my bank specifically told me to select credit and using it, instead of using it with the PIN as a debit card.

These days I’ve noticed the systems tend to auto-prompt for the PIN instead of asking credit or debit. But skipping it functionally works the same as pressing credit used to.

parent al_borland 1 year ago

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