This depends on the implementation on the underlying network, but basically the spending signs an authorization for transfer, and the merchant either settles that onchain themselves or delegates to what is called a facilitator that settles on their behalf. On EVM chains for the exact payment scheme this leverages EIP-3009 signatures
This depends on the implementation on the underlying network, but basically the spending signs an authorization for transfer, and the merchant either settles that onchain themselves or delegates to what is called a facilitator that settles on their behalf. On EVM chains for the exact payment scheme this leverages EIP-3009 signatures