This implies "carrying a balance". Which, if true, is far worse than a 50 point credit score loss, because the interest on credit card balances usually is just shy of being high enough to be defined as Usury.
Credit cards are best used when one pays the balance in full every month, so that no interest charges accrue.
This implies "carrying a balance". Which, if true, is far worse than a 50 point credit score loss, because the interest on credit card balances usually is just shy of being high enough to be defined as Usury.
Credit cards are best used when one pays the balance in full every month, so that no interest charges accrue.