The way I look at this question is: Is there somehow a glaring vulnerability/missed opportunity in modern capitalism that billions of people somehow haven't discovered yet? And if so, is AI going to discover it? And if so, is a random startup founder or 'little guy' going to be the one to discover and exploit it somehow? If so, why wouldn't OpenAI or Anthropic etc get there first given their resources and early access to leading technology?
IIRC Sam Altman has explicitly said that their plan is to develop AGI and then ask it how to get rich. I can't really buy into the idea that his team is going to fail at this but a bunch of random smaller companies will manage to succeed somehow.
And if modern AI turns into a cash cow for you, unless you're self-hosting your own models, the cloud provider running your AI can hike prices or cut off your access and knock your business over at the drop of a hat. If you're successful enough, it'll be a no-brainer to do it and then offer their own competitor.
IIRC Sam Altman has explicitly said that their plan is to develop AGI and then ask it how to get rich. I can't really buy into the idea that his team is going to fail at this but a bunch of random smaller companies will manage to succeed somehow.
And if modern AI turns into a cash cow for you, unless you're self-hosting your own models, the cloud provider running your AI can hike prices or cut off your access and knock your business over at the drop of a hat. If you're successful enough, it'll be a no-brainer to do it and then offer their own competitor.