Comment by mohinder

The chopping up can happen the next cycle, in parallel across all the instructions in the cache line(s) that were fetched, and it can be pipelined so there's no loss in throughput. Since x86 instructions can be as small as one byte, in principle the throughput-per-cache-line can be higher on x86 than on RISC-V (e.g. a single 32-byte x86 cache line could have up to 32 instructions where the original RISC-V ISA might only have 8). And in any case, there are RISC-V extensions that allow variable-length instructions now, so they have to deal with the problem too.