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Comment by throwaway3b03

I live in The Netherlands and my yearly expenses are less than 20k EUR per year, and also have a car (major expense around here). But I don't pay rent. Several years ago I used to live in Romania, and similarly, had expenses a lot lower than 10k EUR per year.

So I think it's possible just about anywhere in the world, if you're ready to do a lot of things yourself (don't rely on services such as a car/bike mechanic, fix plumbing, house issues yourself, don't pay a lot of money on going out etc).

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