Comment by whatwrongwyou

"The article makes it sound like", which I used to emphasize the seeming misunderstanding that the author seems to have. Insurers aren't stupid. I don't think the author is stupid either; I think they're just not a SME. And unless you have credentials, neither are you or anyone else here. We have to be better at listening to the experts who dedicate their lives to this stuff, and we need to fund them whatever they need to do their work.