See another comment of mine that also shows how going from 99,999 to 100,000 also costs you 2000 for each pre-school aged child you have per year meaning you actually earn thousands less, and to top it off, you now also have to do your own tax returns because you hit 100,000 despite being PAYE.
EDIT: it's interesting that anyone genuinely asking and trying to understand is getting downvoted as opposed to anyone who just disagrees with me.
EDIT: it's interesting that anyone genuinely asking and trying to understand is getting downvoted as opposed to anyone who just disagrees with me.