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Comment by wouldbecouldbe

I understand but it’s not always with bad intentions.

In the Netherlands we have a system called DigiD to login into to most government websites like your taxes and city, etc.

When I contracted for the city of Amsterdam I learned they’ve been pushing hard for the DigiD app to two factor authenticate instead of text message, because of contracts Digid charges a lot per text message validation and none for app.

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